List vs. cash: what do you actually keep?
A higher list price is not the same as more money in your pocket. Enter your own numbers and compare net proceeds side by side, after commissions, repairs, closing costs, and the cost of waiting.
Your numbers
Use the real number you were quoted.
List with agent
$0
net after costs
Cash sale
$0
net, no fees
What a listing costs you
…
A planning estimate from your own inputs, not an offer or market appraisal. The cash number depends on your home; get a free written offer to compare.
Why the headline price can mislead you
Listing usually starts from a higher number, but that number is not what lands in your account. A traditional sale carries agent commissions, seller-paid closing costs, repairs the buyer's inspection turns up, and every month of taxes, insurance, and upkeep while the house waits for the right buyer and their financing. A cash sale trades a lower headline price for none of those deductions and no waiting. This tool lets you put your own figures against each other so you can decide with clear eyes.
Get both real numbers, then compare
The honest way to choose is to get an agent's opinion of value and a written cash offer, then run them through the same math. We are comfortable being compared, which is why we put our offer in writing. If listing genuinely nets you more and your home can handle the market, we will tell you so. Ready to fill in the cash side with a real figure? Get a free, no-obligation offer or read the real math of cash vs. listing.
Want a real cash number to plug in?
Get a free, no-obligation written offer, usually the same day.